James Turner, the Founder & CEO of 5th Line, discusses how Software as a Service (SaaS) companies can utilize accounts receivable (AR) financing to overcome typical funding challenges. Turner explains why traditional lending models often fail for SaaS firms that lack physical assets and generate upfront billings. He shares industry insights on factoring, the hurdles with pre-billed receivables, and more creative loan solutions tailored to SaaS businesses. This conversation offers actionable advice for founders looking to fund growth and navigate the complex world of AR financing.