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State of the Markets- January 2026

James Turner and Chandler Minaldi from 5th Line provide an overview of the debt financing market for 2026. Key takeaways include the bifurcation of the lending market, with some lenders becoming more conservative while others grow more aggressive, and the increasing prominence of private credit. The discussion addresses common misconceptions about debt, emphasizing it as a less dilutive growth tool. Finally, James highlights 5th Line's focus for 2026, including handling larger average deal sizes and launching new technology like a deal portal and partner portal to enhance efficiency.
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