"We needed to refinance a term loan with a hefty bullet coming due on our balance sheet. With capital markets being more constricted, we engaged 5th Line to manage a process of reviewing with different lenders and structuring a debt refinancing solution, tailored to what we needed. The process was quick and efficient and now that it’s closed we can return to focusing on growing the business."

"5th Line was a tremendous value-add to raising our debt financing in a time we needed it...We benefited greatly from their extensive network and strong relationships within the venture lending community."

"We were in one of those tough spots, no one on our board had ever heard of alternative lending channels like 5th line, and more common debt was not going to be a fit for our situation. 5th Line way exceeded our expectations! James was well connected, brought us multiple solutions, worked fast, has very high integrity and his transparency developed immediate trust. In the end, we couldn't have asked for a better partner for our debt line, and we never could have sourced him without James' help."

"James validated the dilemma I was facing and suggested we look for venture debt options. In a matter of days, James started setting up introductory calls with various lenders around the country and we closed on the debt facility in just a matter of weeks. Since then, we nearly quadrupled our ARR in two years and on 12/30/21 I was able to close on an investment with growth capital and a recapitalization at a great valuation. I paid off the lender and sent James a note of gratitude. Not only did 5th Line Capital really come through when I needed them the most, but it turns out they also brought me a fantastic lending partner."

Working with James Turner and his team at 5th Line was a very positive experience for us. James’ personal involvement in bringing us multiple funding sources and working on creating the best financing terms, demonstrated his strong commitment to us as a client. I would recommend 5th Line to any company in search of debt capital.

"5th Line was a real value-add to raising our venture debt financing. We did not have a lot of experience among the team or the board with alternative sources of capital and James was a great guide through the process. In the end, we couldn't have asked for a better partner and facility to help us scale and would never have achieved this outcome without James' help."

“Working with 5th Line dramatically accelerated our debt-raising process by cutting out some of the most time-consuming steps in the process of sourcing qualified lenders. James presented us with several great term sheets in a matter of weeks and we closed shortly after that. Our lender has become a terrific capital partner to help us grow.”

"Working with 5th Line made identifying sources of financing simple, quick, and straightforward. I appreciated James’ involvement in the process and coordinating with different possible lenders. Would highly recommend working with him."